deezbills is a budgeting and personal finance management tool. Fred is an AI-powered money companion built into deezbills that answers questions about your finances, logs expenses, provides budgeting insights, and sends proactive alerts through chat and SMS. Neither deezbills nor Fred is a financial advisor, tax advisor, or investment advisor. Any insights, projections, suggestions, or information provided by deezbills or Fred are generated by third-party artificial intelligence providers, are for informational purposes only, and should not be construed as professional financial, investment, tax, or legal advice. Fred may produce inaccurate, incomplete, or outdated information. You should always verify important financial information independently and consult qualified professionals before making financial decisions. deezbills does not guarantee the accuracy or completeness of any financial calculations, projections, or AI-generated responses.

deezbills uses artificial intelligence for expense categorization, document parsing, financial insights, and conversational features (Fred). AI-generated content is probabilistic and may contain errors, hallucinations, or outdated information. We may change AI providers at any time without notice. Features powered by AI, including Fred, should be treated as assistive tools, not authoritative sources. You are solely responsible for any decisions you make based on AI-generated content provided by the service.

deezbills endeavours to update and supplement the content of the service on a regular basis. Despite our care and attention, content may be incomplete or incorrect. The materials offered on the service are offered without any form of guarantee or claim to their correctness. These materials can be changed at any time without prior notice from deezbills.

The deezbills service and its contents are provided "as is" and "as available" without any warranty or representations of any kind, whether express or implied. deezbills specifically disclaims all warranties and representations, including without limitation any warranties of merchantability, fitness for a particular purpose, or non-infringement of third-party rights. No oral advice or written information given by deezbills or its AI features will create a warranty.

The service may contain links to other websites not operated or controlled by deezbills. We are not responsible for the content, accuracy, or opinions expressed on such websites. When you use a link to go from the service to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website is subject to that website’s own rules and policies.

deezbills is not responsible for any content, code, or any other imprecision. In no event shall deezbills be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or other tort, arising out of or in connection with the use of the service or the contents of the service, including AI-generated content.

All intellectual property rights concerning these materials are vested in deezbills. Copying, distribution, and any other use of these materials is not permitted without the written permission of deezbills, except and only to the extent otherwise provided in regulations of mandatory law.

Should we update or amend this disclaimer, those changes will be prominently posted here. If you continue to use the service, you will be bound by the updated disclaimer. If you do not want to agree to the updated disclaimer, you can delete your account.