Free money calculators for Canadians.
Estimate your take-home pay, check housing costs, or plan savings for parental leave and retirement.
Made for Canada. Free to use. No account required.
What will I take home?
See your pay after tax, and how deductions change through the year.
Try the calculatorWhat if I lived elsewhere?
Compare the same salary in two provinces, after tax.
Try the calculatorCan I afford this rent?
See what is left after rent, everyday expenses, and savings.
Try the calculatorHow much home can I afford?
Estimate a home price, including the down payment, closing costs, and monthly expenses.
Try the calculatorCan we afford parental leave?
See how benefits and savings could cover the time you want at home.
Try the calculatorWhere should I save my down payment?
Compare first-home savings accounts, tax savings, and what you may need to repay.
Try the calculatorWhen could I ease up on saving?
Explore when your investments could grow toward retirement without more contributions.
Try the calculatorYou don’t have to figure it all out yourself.
Fred remembers what matters to you, researches your options and runs the numbers. He considers your income, bills, debts and goals together, so you can make a decision and get help putting it into action.
How do I make all my financial decisions fit together?
You don’t have to turn every answer into a to-do list. Ask Fred to create the goal, adjust your budget or organise the expenses with your approval.
7 days free. No card required.You make the decisions. Fred handles the rest.
He remembers what matters to you.
He remembers the context you share, so you don’t have to start from scratch every time. When life changes, return to Fred to work through what to adjust.
Understand the work behind the answer.
Fred researches your options, runs the numbers and explains how the steps fit together. You can review his sources, question an assumption or ask him to compare another option.
You approve the plan. Fred puts it into motion.
Ask Fred to create the goal, adjust your spending plan or organise the expenses. He checks the changes and tells you what was saved. See how he helped put an Italy trip into the plan.