Same salary. Different take-home pay.
Compare what lands in your account in two Canadian provinces or US states, and see the difference over a year.
2026 tax year · Federal + regional · No account required
Sources and assumptions
Canadian estimates follow CRA payroll deduction formulas and Revenu Québec rules where applicable. Employer benefits, union dues, and payroll setup can change actual pay.
A good life belongs in the plan.
Thinking about a move? Tell Fred where you’d like to live. Your financial copilot researches housing, moving costs and everyday expenses alongside your bills and savings.
Your finances live in deezbills. Fred works through the trade-offs and makes the changes you approve, so you can plan for life in your new place.
Yes, dinner out looks doable! 🍽️ I’d aim for up to $116 CAD total, including tax and tip. That uses the rest of your eating-out budget for October, assuming you don’t need it for another meal out before month-end.
Common questions
What does this comparison include?
The same annual salary and pay schedule are used in both provinces or territories. The estimates include federal and regional income tax and employee payroll deductions. Switch between average take-home pay per payment, per month or over a full year. Monthly amounts are annual estimates divided by 12; changing this view does not change your pay schedule.
Does more take-home pay mean a cheaper place to live?
Not necessarily. This calculator compares pay after tax. It does not compare rent, mortgage payments, insurance, childcare, transport, sales taxes or moving costs. Consider those costs alongside the take-home difference.
Why could my actual paycheque be different?
The comparison assumes one steady salary and living and working in the selected province or territory all year. Pension and employment insurance limits can change individual payments during the year. Employer benefits, union dues and other deductions can also change your pay. Quebec uses its own pension and parental insurance rules.
Are my entered amounts saved?
No account is required, and the financial amounts you enter in this calculator are not stored.