Your salary, after tax.
See what lands in your account, where deductions go and how your pay changes through the year.
2026 tax year · Federal + regional · No account required
Sources and assumptions
Canadian estimates follow CRA payroll deduction formulas and Revenu Québec rules where applicable. Employer benefits, union dues, and payroll setup can change actual pay.
Browse estimates by province or territory
You have plans. Fred has your finances.
A raise. A summer away. Tell Fred what you’re planning. Your financial copilot researches the costs and works out how they fit with your bills and savings.
Your finances live in deezbills. Fred makes the changes you approve, so there’s less to keep track of and more room for life.
Italy next summer looks worth exploring! 🇮🇹 Your shared budget projects about $3,745 CAD left per month, assuming income and spending stay as planned, but that doesn’t yet tell us what the trip would cost or what else you may need that money for.
How many people would go, and roughly how long would you stay? If you already have a budget in mind, that would help too.
Common questions
Every 2 weeks or twice a month?
Every 2 weeks means a payment every 14 days, modeled as 26 payments a year. Twice a month means two payments each month, or 24 a year. Choose your employer’s schedule. The main amount is an average; open the paycheque breakdown to see individual payments.
Why might my actual paycheque be different?
This is an estimate for steady pay from one employer for a full year. Pension and employment insurance contributions have annual limits, so deductions can change later in the year. Benefits, union dues, bonuses, an unusual pay calendar and working in a different province can also change what your employer deposits.
Can I include retirement contributions?
Yes. Open the optional RRSP or FHSA section to estimate tax-filing savings from personal annual contributions. They do not change the paycheques shown here. The estimate assumes you have contribution room; a tax refund is separate from payroll pay.
Are my entered amounts saved?
No account is required, and the financial amounts you enter in this calculator are not stored.