Free money calculators for real decisions.
Estimate your take-home pay, check housing costs, or plan savings for parental leave and retirement.
Made for Canada and the US. Free to use. No account required.
What will I take home?
See your pay after tax, and how deductions change through the year.
Try the calculatorWhat if I lived elsewhere?
Compare the same salary in two states, after tax.
Try the calculatorCan I afford this rent?
See what is left after rent, everyday expenses, and savings.
Try the calculatorHow much home can I afford?
Estimate a home price, including the down payment, closing costs, and monthly expenses.
Try the calculatorCan we afford parental leave?
See how benefits and savings could cover the time you want at home.
Try the calculatorWhen could I ease up on saving?
Explore when your investments could grow toward retirement without more contributions.
Try the calculatorYou have plans. Fred has your finances.
The calculators give you a starting point. Fred takes on the research, planning and financial admin around your life. He keeps your finances organized, works out what you can afford and puts the changes you approve into practice.
How do I make all my financial decisions fit together?
The personal finance essentials come included. Fred takes on the thinking and the follow-through. Less for you to manage. More life to enjoy.
7 days free. No card required.You make the decisions. Fred handles the rest.
As life changes, your plan changes with you.
Your finances don’t start and end with a conversation. Fred works with your saved goals, decisions and context, so the next question builds on what’s already in place. Connected Gmail keeps bringing in financial records between chats, with your permission.
You don’t have to piece it all together.
The tools to organize your money come included. Fred takes on the research, calculations and decisions to work through, connecting your income, bills, debts and goals. You set the priorities. He works out what it takes.
You make the call. Fred makes it happen.
An answer shouldn’t leave you with another list of tasks. Fred creates goals, updates budgets and organizes expenses with your approval. He can find financial details in your emails and make sense of receipts, so there’s less digging, filing and remembering for you.