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Same salary. Different province.

Compare take-home pay in two provinces or territories. See the yearly difference and what it means each payday.

2026 tax year · Federal + provincial · No account required

Compare provinces

What changes: Provincial taxes, tax credits, and payroll contributions can change your take-home pay. This compares taxes, not living costs.

Difference in take-home pay

Alberta leaves $395 more per year.

Compared with Ontario, that is about $15.18 more each bi-weekly paycheque on average.

Alberta can leave more take-home pay even with a higher marginal rate. Marginal rate is only the tax on the next dollar you earn; annual deductions reflect the full year across brackets, credits, payroll deductions, and province-specific rules compared with Ontario.

First province

Ontario

Compared province

Alberta

More take-home

Annual take-home

$60,303

$60,698

Average paycheque

$2,319.34

$2,334.52

Tax + payroll deductions

$19,697 (~25%)

$19,302 (~24%)

Income tax average rate

17.7%

17.2%

Marginal tax rate

28.5%

29.3%

Estimate only. Actual paycheques can vary based on employer deductions, benefits, pension plans, union dues, bonuses, and payroll setup. Each estimate assumes you live and work in that province or territory all year.

Sources and assumptions

Calculations follow the CRA's published payroll deduction formulas (T4127), the same basis as the CRA's own payroll deductions calculator. Quebec comparisons also follow Revenu Quebec payroll deduction guidance for QPP, QPP2, QPIP, and Quebec tax.

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Common questions

How do I compare income tax between provinces?
Enter the same salary, pick two provinces or territories, and the calculator estimates annual take-home pay, average paycheque, income tax, payroll deductions, average tax rate, and marginal tax rate for each side.
Why can take-home pay change by province?
Federal brackets are shared, but federal tax can still differ, for example through the Quebec abatement. Provincial credits, surtaxes, health premiums, pension and insurance deductions, and territorial payroll taxes also affect take-home pay.
Does this compare Quebec correctly?
Yes. Quebec uses QPP, QPP2, QPIP, and Quebec EI treatment instead of the standard CPP, CPP2, and EI path. The labels and deductions come from the same calculator rules used on the Quebec page.
Is this a cost-of-living calculator?
No. This compares income tax, payroll deductions, and take-home pay only. Rent, insurance, sales tax, childcare, commuting, and other living costs can matter more than tax when deciding where to live.
Is anything I enter saved?
No. You do not need an account, and the numbers you enter are not stored.